Does Home Insurance Cover Mold?

Mold can be a troublesome and costly issue in homes.

Coverage for mold is often conditional; it may be covered if it’s a result of a covered peril, like a water leak. However, mold due to neglect or unresolved maintenance is not typically covered.

Concerned about mold in your home? We can review your policy to clarify your coverage limits and exclusions.

Since mold coverage can be conditional, it’s essential to maintain your home and understand your policy to ensure coverage aligns with your expectations.