How Auto Insurance Deductibles Work in Ontario?

Choosing an auto insurance deductible is a critical decision that affects how your insurance works in Ontario.

Your deductible is the amount you pay out-of-pocket before your insurance coverage kicks in after a claim. Opting for a higher deductible can lower your premiums, but means more initial costs in the event of an accident.

Understand the balance between deductibles and premiums in our Deductibles Guide.

Need help deciding on a deductible? Our team can help you weigh the pros and cons.

Selecting the right deductible is about finding a balance that suits your financial situation and comfort with potential risks.