What Auto Insurance Is Required by Law in Ontario?

Every driver in Ontario must adhere to the legal requirements for auto insurance coverage.

The law requires you to have third-party liability coverage, statutory accident benefits, direct compensation-property damage, and uninsured automobile coverage. These coverages protect you against a range of scenarios, from accidents to dealing with uninsured drivers.

For a full outline of mandatory and optional coverages, see our Legal Requirements page.

Unsure about your legal coverage requirements? Contact us for an insurance check-up.

Staying within the bounds of Ontario’s auto insurance laws ensures your protection and avoids legal complications.