What Factors Affect Home Insurance Costs?

Home insurance costs are influenced by a myriad of factors.

Premiums are affected by the home’s location, age, construction type, the homeowner’s credit score, claims history, and chosen deductibles and policy limits. Safety features and community factors can also play a role.

Wondering what’s driving your premium costs? We can analyze your policy and help identify savings opportunities.

Awareness of the factors that influence your home insurance costs is the first step in optimizing your premium.