Choosing the right auto insurance coverage is a key decision for Ontario drivers.

Mandatory coverage in Ontario includes third-party liability, statutory accident benefits, direct compensation-property damage, and uninsured automobile coverage. Optional coverages like collision and comprehensive can be added based on your needs and risk tolerance.

For a breakdown of optional coverages, see our Coverage Options article.

Not sure which coverages are right for you? Our experts can tailor a policy to your unique situation.

Selecting the right insurance coverage is about balancing protection with affordability, and understanding each component is essential.